A compliance safe investment review service for your SMSF clients
AFSL- Backed. White-labeled. Simple. No advice risk for your firm
Your SMSF clients regulary ask questions about their investment - but many accountants are not licenced so you can not provide investment advice.
At the same time, auditors expect trustees to maintain clear documentation of their investment decisons
under SIS Regulation 4.09.
We help you bridge that gap safely.
We add value to your practice and clients - while you add to your bottom line
The Problem You Face
​
Your SMSF clients want investment guidance.
ASIC says you can’t give it.
The ATO demands documentation.
You’re stuck in the middle.
Every accountant with SMSF clients faces the same tension:
-
Trustees ask: “Should I hold or sell this share?”
-
ASIC restricts accountants from giving financial product advice
-
Auditors expect clear, defensible documentation
-
SIS Reg 4.09 requires evidence of investment review and reasoning
-
Accountants can’t legally create this documentation
This creates a dangerous compliance gap — and accountants carry the exposure.
The Regulatory Shift
The ATO and auditors are tightening documentation requirements
​
Recent ATO bulletins and SMSF auditor feedback show:
-
Many SMSFs fail Reg 4.09 documentation
-
Trustees often cannot justify why an asset was held
-
Auditors now ask for evidence of reasoning, not just performance tables
-
Missing documentation increases risk of:
-
Qualified audit reports
-
Rectification directions
-
Administrative penalties
-
Potential impact on tax concessions
-
Accountants are now expected to “bridge the gap” without crossing into financial advice.
Until now, no compliant product existed to help.
The Solution​
Aurea Outlook Reports
AFSL-backed general advice reports your clients can legally receive.
​
Aurea provides fully compliant, AFSL-authorised general advice reports that support SMSF investment reviews.
Each annual subscription includes:
-
12 personalised outlook reports per client per year
-
White-labeled in your firm’s branding
-
Prepared by Aurea (AFSL disclosure included)
-
Structured investment reasoning (not recommendations)
-
Built around the 6-Pillar Analysis Framework
-
Suitable for Reg 4.09 annual investment strategy review​
Your client gets clarity.
Auditors get documentation.
You stay safe.
​Each Aurea Outlook Report includes:
-
Macro & market context
-
Sector & industry trends
-
Company fundamentals
-
Technical outlook
-
Scenario analysis
-
Risks & catalysts
-
Logical reasoning for a hold/sell outlook
-
​Price levels to watch
-
Full AFSL disclosure
-
General advice disclaimer
-
Timestamp
-
Metadata
-
Version control
-
Analyst initials
It's investment reasoning, not instruction.....exactly what auditors want and what accountants without a AFSL can not provide
Why Accountants love this solution
-
Reduces audit friction
-
Gives clients what they already expect from you
-
Adds professional credibility
-
Creates recurring revenue
-
Stops losing SMSF clients to planners
-
Keeps everything compliant under general advice